Looking for insurance policies can be a tricky task, especially when it comes to finding the perfect cover for you and your business. Insure 4 Construction specialise in construction insurance helping you find the right cover for your business needs.
With over 50 years experience in the insurance industry, Roger Stevens and Andy Halstead, have launched Insure 4 Construction by using their previous experience and knowledge in the construction industry. They are aware that when it comes to insuring contractors there are heightened risks in each and every trade, meaning a more and more insurance policies becoming generalised. Insure 4 Construction are different in that they work with you to ensure that all risks within your business are covered at the best rates possible.
Primarily working with construction businesses with a turnover in excess of £1,000,000, Insure 4 Construction also cater for smaller businesses.
Areas of construction may include Builders, Painters & Decorators, Electricians, Scaffolders, Civil Engineers and Plumbers.
Construction Firms
Construction workers work the majority of the time on new build work or general alteration or maintenance, focusing primarily on private dwellings, commercial or industrial work with varying different services across different contract types. Insure 4 Construction are able to offer highly competitive quotes from a wide range of insurers to ensure your business is suitably covered.
Painting & Decorating Firms
In this specialist sector some insurers are wary due to the increased risks in the work involved. Exposure to height and the use of heat equipment have lead to an increase in large claims for insurance companies in the past meaning subsequently, there is a reduced amount of insurers who offer good terms for painters and decorators. However, Insure 4 Construction understands the sector very well and is able to provide competitive terms to suit your needs.
Electrical Contractors
Electrical contractors require specialist cover due to risks such as inefficiency and financial loss. Whilst other insurers cover core risks such as Employers Liability/Public Liability and Contract Works, electrical contractors are required to take out specialist insurance to insure all their risks are covered. Insure 4 Construction work in conjunction with those insurers to make sure you are fully covered.
Scaffolding Contractors
Due to the increased risk that Scaffolders and Roofing Contractors endure from working at height and with heat, many insurers will not provide additional terms for these. However, Insure 4 Construction have access to specialist insurers who assess your risks. By demonstrating how you are managing your risks as a business, which Insure 4 Construction can help you with, you will be obtain the best terms for your business needs.
Civil Engineering
Civil Engineers carry out a wide range of activities making insurance, where you are fully covered, very tricky. Insure 4 Construction has vast knowledge in this sector and is able to place cover with appropriate insurers who are comfortable with the increased risks and hazards that are presented by Civil Engineers. With more complex contracts, they can make sure that you get the right insurance for you with companies who will accept the extra risks.
Plumbing Firms
Insure 4 Construction have access to specialist insurer markets so they can provide you with the best cover solutions for Plumbing Firms. Due to the increased risks of damage to properties following the application of water and heat, insurers are now interested in how plumbers manage their risks. Insure 4 Construction will work with you to obtain the necessary information required to obtain the best rates and cover your business needs.
